Saltmarsh News

Find out what's happening with Saltmarsh Insurance!

How Much is Car Insurance in 2023?

Why are insurance rates going up? Car propped up by stack of quarters.

Car Insurance 2023 – How much will my auto premium be in 2023? More than it was in 2022. With inflation, supply chain issues, and even the increased severity of accidents – these factors are coming together to raise premiums

Posted in Auto Insurance Tagged with:

What’s “Indemnity?” & Indemnity Hospital Plans

Female doctor with piggy bank sitting at white table, closeup. Health care insurance concept

What does “indemnity” mean to insurance experts? And, what types of indemnity insurance plans are there? In this article, we go over what indemnity broadly means in the insurance world, as well as more specifically – why you would want

Posted in Health Insurance Tagged with: ,

No-Exam Life Insurance | Everything You Need To Know

Can I get life insurance without a medical exam? Yes! There are still plenty of life insurance options for those who don’t qualify otherwise. Whether it’s because of a pre-existing condition or high-risk occupation, there are life insurance policies built for

Posted in Blog/News, Life Insurance

HMO vs. PPO | Which is Right for You?

HMO vs PPO written on notebook in sharpie, with wad of cash, calculator, and reading glasses

HMO vs. PPO – What you need to know. Health Maintenance Organization (HMO) vs. Preferred Provider Organization (PPO) Oh, health insurance… So much to consider, down to even the type of health plan. So, which is right for you? In

Posted in Blog/News, Health Insurance

Insurance Buy-Out | 25% Off Premiums for MA State Employees

Massachusetts State House

From October 3 – 28 the Massachusetts Group Insurance Commission (GIC) is accepting applicants for insurance buyouts that could save you money on your health insurance. Is GIC coverage right for you? Find out what GIC policyholders are saying about

Posted in Health Insurance

Waiver | How to save tuition by waiving student health plan.

Student struggling

Why is my tuition more expensive than I expected?  🤔📖 It could be because of your school’s added student health plan. Image by Timely MD New college students in Massachusetts may be surprised to see an additional insurance cost on

Posted in Blog/News, Health Insurance Tagged with: , , ,

Is the MA Fair Plan Your Best Option? | Home Insurance

New England coastal home

What is the Massachusetts Fair Plan? The Massachusetts Fair Plan was originally created in the 1960s as a safety-net insurance option for “high-risk homes”. In recent decades, it’s been the only insurance option for many coastal homeowners. Today, the Fair

Posted in Flood Insurance, Home Insurance Tagged with: , , , , ,

5 Car Safety Tips When Driving with Kids & Toddlers

When it comes to driving with kids, safety is always the top priority. Here are some tips to help keep your little ones safe while on the road: – restraints are a must for all passengers, no matter what their

Posted in Auto Insurance Tagged with: , , ,

Renters Insurance vs. Homeowners Insurance: What’s The Difference?

There are a few key differences between renters insurance and homeowners insurance. For one, renters insurance does not cover the physical structure of your home, since you don’t own it. But it does protect your belongings from damage or theft,

Posted in Blog/News, Renters Insurance Tagged with: , ,

What Is Flood Insurance? Should I Buy It?

While most homeowners insurance policies cover fire damage, very few include flood insurance. In fact, according to the National Flood Insurance Program, just 12% of homeowners have this critical coverage. If you live in a low-to-moderate risk area, flood insurance

Posted in Blog/News, Flood Insurance